Dear Editor,

I think we are all happy at the outcome for Vera Johnson owner of Village Green Nursery getting her loan modification.

What we should all be screaming and demanding is that Congress force the banks to do what is right with everyone. If you have to have a newspaper to bring it to their attention your newspaper would weigh 10 lbs or more.

Most people do not know that the banks were caught robo-signing and agreed to clean up their act................they did not ....and again got caught robo signing and again said they would cease and desist. Will they? Since there is no punishment in place if they don't .....personally, I think the abuses will continue.

The banks will start foreclosure even if the person is in the process of trying for a loan modification. It is not like it is the banks money they are insured loans by FHA,VA, Fannie, Freddie etc.

Banks have been bailed out  by we taxpayers and still refuse to use those funds to help those that need it but they continue to collect obscene bonuses.

Lastly, we should be demanding Congress change the bankruptcy laws. At present if one owns vacation homes and/or apartments etc the bankruptcy judge can order the mortgage holder to change the terms of the loans for the person in bankruptcy. However, if the person filing bankruptcy has only their primary residence where they live with their families he can not order that mortgage to be changed. So that family will be out on the street.

I urge everyone to contact their members of Congress to address these issues.

Harriet Benjamin
West Seattle